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Apply for a Parent PLUS Loan

Parent Plus Loan
What is it? A long-term, loan with a fixed 8.5% interest rate in the parents' name only.
Who can apply? Parents of dependent undergraduate students approved by lenders for credit purposes. Dependent undergraduate students whose parents have been denied credit approval may apply for additional unsubsidized Stafford Loan funds.
How much can you borrow? The annual limit is the undergraduate education Budget minus all other financial aid, including loans.
How do I apply? Obtain an application from a participating lender or on-line at www.upg/pitt.edu, under Financial Aid. In most circumstances, parents should apply for two terms, half of the loan will be disbursed for the fall term and the other half will be disbursed for the spring term. A parent needs to reapply each academic year. If a student is not filing the FAFSA, proof of dependency must be submitted to the school.


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